If 25% of KRBS members vote NO then the deal will be blocked so please use your vote.
"the biggest winner by far in this deal is JC Flowers .... members’ welfare would be very much a secondary concern"
A few quotes from different websites about the deal by JC Flowers to takeover Kent Reliance Building Society. These are not my quotes but are collected from various websites and are primarily from respected commentators.
Norwich & Peterborough Building Society has denied claims that it will be joining JC Flowers as part of its plans to create a ‘supermutual'. “Unlike Kent Reliance, we are well capitalized and a financially strong business, therefore we have no reason to join JC Flowers as part of a supermutual.”
You can't accuse Kent Reliance Building Society's directors of not being prepared to think outside the box. An aggressive growth strategy under Lazenby has come back to haunt it in the past couple of years, leaving the mutual with a loss-making mortgage book and a commercial property loan portfolio of dubious quality.
the board fully accepted that there is the potential for losing independence by accepting the equity investment, losing control of the bank and of the industrial and provident society's percentage shareholding being reduced to a level that the ethos of mutuality is no longer sustainable.
“My initial reaction is one of caution. Venture capitalists are usually a pretty mercenary bunch who focus primarily on how much money they can make...So make no bones about it, JC Flowers would be entering into any deal primarily to make money for itself. I believe members’ welfare would be very much a secondary concern.”
But the biggest winner by far in this deal is JC Flowers. It has effectively paid £50 million for 40 per cent of Kent and it could see its stake increase further if Kent's £130 million commercial property loan book makes further losses. US private equity firm JC Flowers is lining up bids for at least four building societies to create a “supermutual” which would be partially floated in five years
Comments and questions about history and people of Rainham Kent. Please post comments if you have any information on any of these subjects.
Friday 29 October 2010
Monday 25 October 2010
Support Growing to Reject JC Flowers Offer for Kent Reliance Building Society
Support is growing for the campaign to reject the deal proposed by JC Flowers to take over the Kent Reliance Building Society (KRBS). Members of KRBS are unhappy that the terms of the deal will give control of the Kent Reliance to the private equity company along with an excellent return on their investment while members get no benefit from the deal.
The members of KRBS need to get at least 25% of the votes cast in order to block the deal which is looking possible from the number of contacts received since the ballot papers were posted at the weekend. Members have until 19th November to decide how to cast their votes despite the board considering the proposals for over 6 months.
The proposal would give a new society Kent Reliance Provident Society (KRPS) 60% of the new bank with 40% given to private equity firm JC Flowers in return for £50 million of new capital. However details hidden in the voting pack documents show that this new bank is likely to be 75% owned by JC Flowers with only 25% for members of Kent Reliance as the board of KRBS predict that they will immediately need further additional funds to offset losses in their commercial loans book.
The proposed deal gives JC Flowers a return of up to 8% dividend per year on their shares in the new bank along with a 20% return on their money if they decide to sell in future.
Members of the KRBS are getting "up to 0.1%" on their easy access savings accounts or 1.02% on their ISA savings so this deal offers nothing to them especially compared to the returns that the JC Flowers private equity fund is making on their investment.
Note for Editors:
Kent Reliance is the only building society based in Kent which includes the Chatham Reliance (established 1898), Dover District (established 1861) Herne Bay (established 1888) and Kent and Canterbury (established 1847). Kent Reliance Building Society has been a long standing mutual society serving mainly Kent through its network of branches. In recent years the local branch network has been closed as the business has concentrated on postal accounts, many of the back office duties have also transferred from Chatham to India.
The members of KRBS need to get at least 25% of the votes cast in order to block the deal which is looking possible from the number of contacts received since the ballot papers were posted at the weekend. Members have until 19th November to decide how to cast their votes despite the board considering the proposals for over 6 months.
The proposal would give a new society Kent Reliance Provident Society (KRPS) 60% of the new bank with 40% given to private equity firm JC Flowers in return for £50 million of new capital. However details hidden in the voting pack documents show that this new bank is likely to be 75% owned by JC Flowers with only 25% for members of Kent Reliance as the board of KRBS predict that they will immediately need further additional funds to offset losses in their commercial loans book.
The proposed deal gives JC Flowers a return of up to 8% dividend per year on their shares in the new bank along with a 20% return on their money if they decide to sell in future.
Members of the KRBS are getting "up to 0.1%" on their easy access savings accounts or 1.02% on their ISA savings so this deal offers nothing to them especially compared to the returns that the JC Flowers private equity fund is making on their investment.
Note for Editors:
Kent Reliance is the only building society based in Kent which includes the Chatham Reliance (established 1898), Dover District (established 1861) Herne Bay (established 1888) and Kent and Canterbury (established 1847). Kent Reliance Building Society has been a long standing mutual society serving mainly Kent through its network of branches. In recent years the local branch network has been closed as the business has concentrated on postal accounts, many of the back office duties have also transferred from Chatham to India.
Kent Reliance Takeover (Kent Reliance Building Society) On BBC News
BBC South East Today ran a story on the Kent Reliance takeover by JC Flowers today and did a short interview with me. Unfortunately they didn't use much of the material we recorded but hopefully the piece they showed will keep the issue in the media.
There is a press conference by KRBS tomorrow (Tuesday) in Rochester so more news may be forthcoming about the details in the Transfer document and why they have not given out the full facts in the summary of the proposals.
There is a press conference by KRBS tomorrow (Tuesday) in Rochester so more news may be forthcoming about the details in the Transfer document and why they have not given out the full facts in the summary of the proposals.
Kent Reliance Transfer to One Bank - JC Flowers Private Equity Deal
Some rather interesting information has come to light from web sources regarding this deal by Kent Reliance.
One of JC Flowers reported other targets has said:
“Unlike Kent Reliance, we are well capitalized and a financially strong business, therefore we have no reason to join JC Flowers as part of a supermutual.”
Another site says
"The deal is likely to prove controversial, given founder Chris Flowers's reputation as a tough deal maker with no previous interest in mutuality."
One of JC Flowers reported other targets has said:
“Unlike Kent Reliance, we are well capitalized and a financially strong business, therefore we have no reason to join JC Flowers as part of a supermutual.”
Another site says
"The deal is likely to prove controversial, given founder Chris Flowers's reputation as a tough deal maker with no previous interest in mutuality."
Sunday 24 October 2010
Is KRBS Takeover good for investors?
Read the details of the transfer to find out if the Kent Reliance KRBS take over deal is good for investors - that is investors in KRBS not investors in JC Flowers (JCF). I have no doubt at all that this deal has been structured to be an excellent deal for JC Flowers - a 20% return guarantee and up to 8% interest on their shares is something I think we would all like to have!
Whether the takeover deal is good for savers and investors in KRBS is another matter. The following extracts may be of interest - page numbers relate to the main Transfer Document.
(p63) KRPS will hold 59.9% and JCF 40.1%, The boards view is that significant adjustment is likely to be needed at the time of investment but is not LIKELY to increase JCF holding to more than 75%.
So they expect that JCF could own 75% of KRPS at the time of the transaction!! How on earth can they be proposing a transaction that they already know (expect/anticipate) will be exceeeded or changed as soon as it happens? Surely the transaction should include all relevant information up front rather than buried in the details at page 63.
Changing from KRPS owning 60% to JC Flowers owning 75% is more than a little change in circumstances especially when it happens IMMEDIATELY not at some unspecified point in the future!
At this point JCF can appoint the majority of directors and therefore control the company! So within a few months of the transfer, KRPS will have no control over the assets and bank that they created. Some deal for the Private Equity company!! I don't blame them, they are only doing the best by their shareholders and investors, but the management of KRBS are being seriously remiss with hiding these details.
By voting for this deal you are likely to have no windfall and no assets owned by KRPS (KRBS) within a few months. KRPS will be just like every other bank - no more mutual society owned by its members for their benefit.
Kent Reliance Takeover (Kent Reliance Building Society) KRBS Takeover Why No Windfall
I hope a few more people realise the significance of what is being voted for. I've gone through the main document and there are some areas that have been very much glossed over in their summary. In addition the following was in The Observer newspaper on Sunday 24th October which presumably is based on the KRBS vehicle doing the bidding.
American private equity group JC Flowers is lining up bids for at least four UK building societies as part of an audacious plan to create a "supermutual" that could be partially floated on the London stock market in five years. West Bromwich, Skipton, Norwich & Peterborough and Principality are in his sights; together, they have more than 1.7 million members, the Observer reports.
(p61) The board's view is that further preference shares will be issued to JCF at the time of investment as a result of writedowns in the commercial portfolio.
So the numbers given for shares owned by both companies are meaningless if further shares are being issued at the same time.
(p63) KRPS will hold 59.9% and JCF 40.1%, The boards view is that significant adjustment is likely to be needed at the time of investment but is not LIKELY to increase JCF holding to more than 75%.
So they expect that JCF could own 75% of KRPS at the time of transaction!! How on earth can they be proposing a transaction that they already know (expect/anticipate) will be exceeeded or changed as soon as it happens? Surely the transaction should include all relevant information up front rather than buried in the details.
Changing from KRPS owning 60% to JCF owning 75% is more than a little change in circumstances especially when it happens IMMEDIATELY not at some unspecified point in the future!
At this point JCF can appoint the majority of directors and control the company! So within a few months, KRPS will have no control over the assets and bank that they created. Some deal for the Private Equity company!! I don't blame them, they are only doing the best by their shareholders and investors, but the management of KRBS are being seriously remiss with hiding these details.
In my view these are significant points and the board are being extremely secretive, one could even say deceptive, by not publicising these as they relate directly to the situation at the time of the transfer.
American private equity group JC Flowers is lining up bids for at least four UK building societies as part of an audacious plan to create a "supermutual" that could be partially floated on the London stock market in five years. West Bromwich, Skipton, Norwich & Peterborough and Principality are in his sights; together, they have more than 1.7 million members, the Observer reports.
(p61) The board's view is that further preference shares will be issued to JCF at the time of investment as a result of writedowns in the commercial portfolio.
So the numbers given for shares owned by both companies are meaningless if further shares are being issued at the same time.
(p63) KRPS will hold 59.9% and JCF 40.1%, The boards view is that significant adjustment is likely to be needed at the time of investment but is not LIKELY to increase JCF holding to more than 75%.
So they expect that JCF could own 75% of KRPS at the time of transaction!! How on earth can they be proposing a transaction that they already know (expect/anticipate) will be exceeeded or changed as soon as it happens? Surely the transaction should include all relevant information up front rather than buried in the details.
Changing from KRPS owning 60% to JCF owning 75% is more than a little change in circumstances especially when it happens IMMEDIATELY not at some unspecified point in the future!
At this point JCF can appoint the majority of directors and control the company! So within a few months, KRPS will have no control over the assets and bank that they created. Some deal for the Private Equity company!! I don't blame them, they are only doing the best by their shareholders and investors, but the management of KRBS are being seriously remiss with hiding these details.
In my view these are significant points and the board are being extremely secretive, one could even say deceptive, by not publicising these as they relate directly to the situation at the time of the transfer.
Saturday 23 October 2010
Why We Will Vote Against the KRBS/Kent Reliance Building Society Takeover by JC Flowers
The documents proposing the transfer of Kent Reliance Building Society to a new company with Private Equity investment by JC Flowers have now been sent out.
I urge any member to read the document carefully. Although a complicated legal document it contains a number of very key points and some information that is critical to understand. Importantly read the section about Disadvantages listed by the Directors, the crucial ones being:
1) Loss of control of the bank by KRPS
2) KRPS shares will reduce so mutuality is no sustainable
Based on the information in the document we will be voting AGAINST the proposal.
The deal guarantees a return of 20% per year to JC Flowers
JC Flowers could potentially become the majority owner of the new bank very quickly
Mutuality is quoted but is effectively being given up to a private equity partner
More information about the KRBS Kent Reliance takeover is on the Rainham History website
I urge any member to read the document carefully. Although a complicated legal document it contains a number of very key points and some information that is critical to understand. Importantly read the section about Disadvantages listed by the Directors, the crucial ones being:
1) Loss of control of the bank by KRPS
2) KRPS shares will reduce so mutuality is no sustainable
Based on the information in the document we will be voting AGAINST the proposal.
The deal guarantees a return of 20% per year to JC Flowers
JC Flowers could potentially become the majority owner of the new bank very quickly
Mutuality is quoted but is effectively being given up to a private equity partner
More information about the KRBS Kent Reliance takeover is on the Rainham History website
Wednesday 20 October 2010
Ward Homes re-developing former offices on Ash Tree Lane Chatham
Ward Homes will be re-developing the grounds of its former offices on Ash Tree Lane in Chatham shortly. The development, named ‘Capstone Heights’ is set against the backdrop of the spectacular Chatham countryside and new homes will take full advantage of these views. Planning approval has been granted for 55 houses and apartments.
Ward Homes is investing in the local area around the development. Particular attention will be paid to traffic calming measures and pedestrian safety, and to improving equipment on the nearby Luton recreation ground. The land to the south-east of the development is designated an Area of Local Landscape Importance. To uphold this, the architecture of the properties will blend in with the natural landscape.
For further information, please visit www.wardhomes.co.uk
Frances Clark
Marketing Manager
Ward Homes Limited
A trading name of Barratt Homes Limited
T: 01959 568439
F: 01959 568488
M: 07793 581954
Thursday 9 September 2010
Rainham Premier Inn Climbdown? Will it now get a proper name?
Have Premier Inn had a change of heart over the name of the new Premier Inn hotel in Rainham?
The hoardings outside the building work had proudly announced that the new Gillingham East A2 Premier Inn would be opening shortly. This caused a lot of local anger as the hotel is in the centre of Rainham and would undoubtedly cause massive confusion for guests that didn't know the area and travelling to Gillingham expecting to be able to stay at the Premier Inn.
This evening we noticed that the sign stating Gillingham East has now been covered over with only A2 still visible. So will the new Premier Inn be known as Rainham A2 recording its actual location? We wait and see!!
The hoardings outside the building work had proudly announced that the new Gillingham East A2 Premier Inn would be opening shortly. This caused a lot of local anger as the hotel is in the centre of Rainham and would undoubtedly cause massive confusion for guests that didn't know the area and travelling to Gillingham expecting to be able to stay at the Premier Inn.
This evening we noticed that the sign stating Gillingham East has now been covered over with only A2 still visible. So will the new Premier Inn be known as Rainham A2 recording its actual location? We wait and see!!
Sunday 15 August 2010
Greens of Rainham Vauxhall Dealer - New Photos of closed site
There still seem to be a lot of Google searches for Greens of Rainham, but the Vauxhall dealer shut back in early 2009.
We took some recent photos to record the site before it is sold or redeveloped.
http://www.rainham-history.co.uk/articles/Greens-of-Rainham.html
We took some recent photos to record the site before it is sold or redeveloped.
http://www.rainham-history.co.uk/articles/Greens-of-Rainham.html
Wednesday 14 July 2010
Kent Reliance Takeover (Kent Reliance Building Society) KRBS Gillingham FC Sponsor
UPDATE: 23 October 2010, the proposals for the transfer of Kent Reliance KRBS to the new KRPS have now been published. Click here to read why we will be voting against the proposals.
http://www.rainham-history.co.uk/html/KRBS-Kent-Reliance-Building-Society-takeover.html
It has been reported that the Kent Reliance Building Society, KRBS, sponsor of the Gills and Priestfields stadium, is in takeover talks with the US company JC Flowers. It is suggested that JC Flowers will invest £50million for a 49% stake in the business but that as this is not a full takeover it will not generate windfall payments to members.
http://www.bbc.co.uk/news/10594824
In its stock exchange announcement, the building society said the proposed deal with Flowers would "create a new corporate structure for the Kent Reliance business."
This follows the controversial policies pursued by Chief Exec Mike Lazenby involving outsourcing admin processing to India and closing almost all the Kent Reliance branches.
The Daily Telegraph reports "As the boss of a mutual, , chief executive of Kent Reliance, is charged with running the company entirely for the benefit of its customers, with no external shareholders. Yet together they have devised the first private equity investment in a British mutual lender. The deal is being watched across the City and the regions since it could trigger a transformative impact on reform of the building society and banking sectors. "
One commentator said: "Flowers has been lucky with Lazenby who is not the standard mutual boss. He might find the others harder to convince."
The official announcement by KRBS says:
Kent Reliance Building Society today announces that it is in talks with J.C. Flowers & Co. to create a new corporate structure for the Kent Reliance business. If the new structure proceeds, it would allow for substantial new capital investment to support the business and would provide a means for the Society’s members to remain members of a mutual organisation.
http://www.rainham-history.co.uk/html/KRBS-Kent-Reliance-Building-Society-takeover.html
It has been reported that the Kent Reliance Building Society, KRBS, sponsor of the Gills and Priestfields stadium, is in takeover talks with the US company JC Flowers. It is suggested that JC Flowers will invest £50million for a 49% stake in the business but that as this is not a full takeover it will not generate windfall payments to members.
http://www.bbc.co.uk/news/10594824
In its stock exchange announcement, the building society said the proposed deal with Flowers would "create a new corporate structure for the Kent Reliance business."
This follows the controversial policies pursued by Chief Exec Mike Lazenby involving outsourcing admin processing to India and closing almost all the Kent Reliance branches.
The Daily Telegraph reports "As the boss of a mutual, , chief executive of Kent Reliance, is charged with running the company entirely for the benefit of its customers, with no external shareholders. Yet together they have devised the first private equity investment in a British mutual lender. The deal is being watched across the City and the regions since it could trigger a transformative impact on reform of the building society and banking sectors. "
One commentator said: "Flowers has been lucky with Lazenby who is not the standard mutual boss. He might find the others harder to convince."
The official announcement by KRBS says:
Kent Reliance Building Society today announces that it is in talks with J.C. Flowers & Co. to create a new corporate structure for the Kent Reliance business. If the new structure proceeds, it would allow for substantial new capital investment to support the business and would provide a means for the Society’s members to remain members of a mutual organisation.
Tuesday 6 July 2010
Ann Castle's Book with details about the people of Rainham,
I recently received a message about a book by Ann Castle. It has lots of snippets about the people of Rainham, Halstow & Upchurch.
Ann Castle's Book on Rainham Halstow Upchurch
There are also some recipes, accounts and other articles that have been transcribed to a different page.
Most pages are dedicated to a particular family but occasionally, they spill over to an adjacent page.
Original grammar and spelling have been retained but some letters and words are illegible.
Ann Castle's Book on Rainham Halstow Upchurch
There are also some recipes, accounts and other articles that have been transcribed to a different page.
Most pages are dedicated to a particular family but occasionally, they spill over to an adjacent page.
Original grammar and spelling have been retained but some letters and words are illegible.
Thursday 1 July 2010
How old is my house?
I am often asked by people who want to find out how old their house is. There are several methods depending on the approximate age of your property.
In the Medway Towns there are books called Kelly's directory that are held at local libraries. These detail all the properties and owners in particular areas and can show when new houses appear in the records. For example many houses around Maidstone Road in Rainham sprung up in the late 1920s and early 1930s and can be seen from the volumes of Kelly's Directory from each year.
If you property is much older than this then parish records or census returns could be a good starting point. For newer properties local councils may hold records that show when the house was built.
If you have any more suggestions for ways to determine how old your house is then please leave them as comments.
In the Medway Towns there are books called Kelly's directory that are held at local libraries. These detail all the properties and owners in particular areas and can show when new houses appear in the records. For example many houses around Maidstone Road in Rainham sprung up in the late 1920s and early 1930s and can be seen from the volumes of Kelly's Directory from each year.
If you property is much older than this then parish records or census returns could be a good starting point. For newer properties local councils may hold records that show when the house was built.
If you have any more suggestions for ways to determine how old your house is then please leave them as comments.
Wednesday 24 February 2010
The Lord Stanley Pub, Upchurch
I received this email today which I hope follow up very soon.
A friend of our's contacted me about The Lord Stanley.
Well we bought 'The Lord Stanley Bungalow ' March1996 I was asked when The Public House got burnt down, we are not sure as when we bought The bungalow it was all under probate so it was difficult to find out all about it. I'm not sure if you are interested but we have the deeds from 1865 ? you are most welcome to look at them. This was when it was bought by Barnes, my sister-in-laws Parents lived in Horsham Lane and she can remember going to Barnes' shop, my husbands parents had a fish round and he can remember as a small boy buying sweets from the shop while helping on the fish round with his Step mother. We have a photo taken in 1965 of The Pub and land, it was taken by a photographer in a Tiger Moth flying over head.
A friend of our's contacted me about The Lord Stanley.
Well we bought 'The Lord Stanley Bungalow ' March1996 I was asked when The Public House got burnt down, we are not sure as when we bought The bungalow it was all under probate so it was difficult to find out all about it. I'm not sure if you are interested but we have the deeds from 1865 ? you are most welcome to look at them. This was when it was bought by Barnes, my sister-in-laws Parents lived in Horsham Lane and she can remember going to Barnes' shop, my husbands parents had a fish round and he can remember as a small boy buying sweets from the shop while helping on the fish round with his Step mother. We have a photo taken in 1965 of The Pub and land, it was taken by a photographer in a Tiger Moth flying over head.
Sunday 21 February 2010
Picture Book of Old Rainham - Issue 3 Now Available
A new Picture Book of Old Rainham is now available. Click on the Amazon link below to order for delivery worldwide.
This book follows on from Volume 1 and 2 of the Picture Book of Old Rainham which are now out of print.
This book follows on from Volume 1 and 2 of the Picture Book of Old Rainham which are now out of print.
Feedback on Rainham History
Thanks for all the feedback and comments on the site, it is much appreciated and makes the effort of maintaining it all worthwhile.
History of Rainham, Photos and Tales of Bygone Times in Kent
The Rainham History site originally started out as a personal project in 2000 so ten years on it is quite an amount of work that has gone into it. I know some of the local schools are using the site for project work which is very gratifying.
History of Rainham, Photos and Tales of Bygone Times in Kent
The Rainham History site originally started out as a personal project in 2000 so ten years on it is quite an amount of work that has gone into it. I know some of the local schools are using the site for project work which is very gratifying.
Monday 15 February 2010
Lipton Shop - High Street Rainham Kent, 1920s
I have attached a photo of a shop that I believe was located in HighSt Rainham in the 1920's. The person in the middle was my father Percy Jacobs who was born in Rainham, I think at High street. My grandfather was born in Upchurch he was a shepherd, I think it was at Greenboro' Marsh. In fact all of the Jacobs family was born, married and died in and around Rainham. I know that William Jacobs born 1791 was born in the are, probably Upchurch and his father Edward Jacobs born 1765 was I believe born in Rainham. I have done some research using Ancestry. com but now I am trying any other avenue to see what I can unearth. I am also looking back at the maternal family line which also springs from Rainham, the Hawks being one.
Thursday 28 January 2010
"The Rose" Public House, Rainham, Kent
I received this message today about the "The Rose" Public House, Rainham, Kent
I recognise the pub, but when I lived in Rainham as a boy (1930-38) it was a ‘farmer’s pub’ where all the local farm labourers drank – sawdust on the floor ! I was born in one of the last houses in Rainham on the way out to Sittingbourne – ‘Rosebank’, No. 7 Moor St., and was baptised in the chapel across the road next to the Rose – it’s offices now. The A2 then was the main road to the coast and we kids used to sit outside the house on summer evenings watching the charabancs and cars, red London buses, and the steam lorries from the brewery going past.
I went to the school by the railway – was it in Orchard St?- but didn’t realise until I was much older just how good a school it was under Mr. Pitcher, the headmaster. Well ahead of its time with radio, a lot of music, and games in the Rainham ‘rec.’ under the railway bridge. The place has changed a lot.
Regards – Arthur Johnson.
I recognise the pub, but when I lived in Rainham as a boy (1930-38) it was a ‘farmer’s pub’ where all the local farm labourers drank – sawdust on the floor ! I was born in one of the last houses in Rainham on the way out to Sittingbourne – ‘Rosebank’, No. 7 Moor St., and was baptised in the chapel across the road next to the Rose – it’s offices now. The A2 then was the main road to the coast and we kids used to sit outside the house on summer evenings watching the charabancs and cars, red London buses, and the steam lorries from the brewery going past.
I went to the school by the railway – was it in Orchard St?- but didn’t realise until I was much older just how good a school it was under Mr. Pitcher, the headmaster. Well ahead of its time with radio, a lot of music, and games in the Rainham ‘rec.’ under the railway bridge. The place has changed a lot.
Regards – Arthur Johnson.
Thursday 7 January 2010
Rainham Snow
Although we have had snow this week in Rainham the quantity has been nothing like that seen in January 1987. Some parts of Kent this week had up to 20 cm (8 inches) yet in 1987 the recorded amount of snow locally was 22 inches (55 cm) of snow over 2 nights from 12 to 13 January.
Parts of the area were cut off and near Lenham a train was stuck in a snowdrift for over a week before being dug out. You can see more photos and information about this on the snow page of the website
Parts of the area were cut off and near Lenham a train was stuck in a snowdrift for over a week before being dug out. You can see more photos and information about this on the snow page of the website
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